| Component | Yearly | Monthly |
|---|---|---|
| CTC | ₹10,00,000 | ₹83,333 |
| Gross Salary | ₹0 | ₹0 |
| Standard Deduction | ₹75,000 | ₹6,250 |
| Take Home (after tax) | ₹0 | ₹0 |
| In-Hand (after PF, Pro. Tax, savings) | ₹0 | ₹0 |
| Income Tax + Cess | ₹0 | ₹0 |
- Gross Salary = CTC − EPF − Gratuity.
- Take Home = Gross − Income Tax (including 4% cess).
- In-Hand = Take Home − PF − Professional Tax − Employer NPS − Other deductions.
- Taxable Income = Gross − Standard Deduction − Employer NPS (and other deductions in old regime).
- Income Tax is computed using the selected regime slabs and Section 87A rebate rules.
About this Salary Calculator
This simple salary calculator helps you estimate your yearly and monthly in-hand salary from your CTC, for both the old and new tax regimes in India (FY 2025–26).
Enter your fixed CTC, PF, EPF, gratuity, professional tax, employer NPS contribution and (optionally) other deductions like 80C/80D (for the old regime). The calculator then estimates:
Gross salary (CTC minus employer EPF & gratuity), taxable income after standard deduction and NPS, income tax + cess using the chosen regime slabs, take home after tax, and final in-hand after PF, professional tax and savings.
This tool is for quick planning and education only. It does not factor in every allowance, exemption, perquisite, surcharge, or special-rate income (like capital gains). For exact tax liability, always cross-check with a qualified tax professional or the official Income Tax India resources.