Retirement Corpus Calculator (India) Estimate how much money you’ll need at retirement to maintain your lifestyle, adjusted for inflation and your expected returns. Current age Your present age (years) Planned retirement age Commonly 55–60 in India Life expectancy How long you want your corpus to last Monthly expenses (today) Household expenses in today’s value ₹ … Read more
Credit Card Interest Calculator (India) Estimate how much interest you may pay if you revolve your credit card balance instead of paying in full. Outstanding balance Total due on your card (₹) ₹ ₹10,000 ₹25,000 ₹50,000 ₹1,00,000 Annual interest rate (APR %) Most Indian cards: 30–48% p.a. 42% p.a. Days balance is carried Billing cycles … Read more
Personal Loan EMI Calculator Calculate your monthly EMI, total interest and total repayment for any personal loan. Loan amount Total loan you plan to take ₹ ₹2,00,000 ₹5,00,000 ₹10,00,000 ₹15,00,000 Interest rate (% p.a.) Typical personal loan: 11% – 20% p.a. 14% Loan tenure In years (we’ll convert to months) 3 years (36 months) Processing … Read more
HRA Exemption Calculator Calculate your annual HRA exemption and taxable HRA under Section 10(13A) based on your salary, rent, and city. Basic salary (per month) Fixed basic pay as per salary slip ₹ DA (if considered for retirement benefits, per month) Keep 0 if DA is not considered ₹ HRA received (per month) As shown … Read more
Gratuity Calculator (India) Estimate your gratuity based on your last drawn basic salary, years of service, and the standard gratuity formula in India. Last drawn monthly salary (Basic + DA) As per your salary slip ₹ ₹30,000 ₹50,000 ₹75,000 ₹1,00,000 Total years of service in the organisation Service > 5 years usually eligible for gratuity … Read more
EPF Calculator (Employee Provident Fund) Estimate your EPF corpus over time based on monthly basic salary, contributions, increments, and interest rate. Monthly basic salary + DA EPF is calculated on basic + DA (usually capped as per rules) ₹ ₹15,000 ₹25,000 ₹50,000 ₹75,000 Employee contribution (% of basic) Standard rate is 12% of basic 8% … Read more
Monthly SIP Calculator Estimate the future value of your monthly SIP based on amount, time period, and expected returns. Monthly investment Amount you invest every month ₹ ₹2,000 ₹5,000 ₹10,000 ₹25,000 Expected annual return (%) Typical long-term equity SIP: 10–15% 12% Investment period (years) How long you will continue SIP SIP date assumption Invest at … Read more
Income Tax Calculator (Old Regime) Annual CTC (₹) Enter your fixed annual CTC (e.g. 1000000 for ₹10,00,000). Basic % of CTC In many companies, basic is 40–50% of CTC. Yearly Basic (auto) ₹5,00,000 HRA & Rent HRA Received (Yearly) Rent Paid (Yearly) Metro city for HRA (Delhi, Mumbai, Chennai, Kolkata, Bengaluru, Hyderabad) Deductions Section 80C … Read more
New Tax Regime Calculator (FY 2025–26) Updated for Budget 2024 slabs · Includes ₹75,000 standard deduction & NPS 80CCD(2) New Regime · AY 2026–27 Gross Annual Income / CTC (₹) Selected CTC: ₹10,00,000 Monthly Employer NPS Contribution (₹) Max allowed at 10% of monthly basic: ₹0 Yearly NPS deduction under 80CCD(2): ₹0 Entered NPS exceeds … Read more
Old vs New Regime Tax Calculator (FY 2024-25) Compare income tax under both regimes based on your CTC and deductions. 🔗 Share Gross Annual Income / CTC (₹) Basic salary (50% of CTC): ₹0 / year (₹0 / month) Old Regime – Deductions & Exemptions Section 80C (Max: ₹1,50,000) NPS 80CCD(1B) (Max: ₹50,000) Monthly … Read more