Monthly SIP Calculator
Estimate the future value of your monthly SIP based on amount, time period, and expected returns.
Amount you invest every month
₹
Typical long-term equity SIP: 10–15%
How long you will continue SIP
SIP date assumption
Estimated maturity value
₹0
Enter the details on the left to see your SIP projection.
Total amount invested
₹0
Estimated returns earned
₹0
Monthly SIP
₹0 / month
Investment period
0 years (0 months)
Assuming SIP at start of each month
Expected return: –
Note: This is a simplified illustration based on assumed returns. Actual mutual fund/market
returns can be higher or lower.
About This SIP Calculator
This online SIP (Systematic Investment Plan) calculator helps you estimate how much your monthly investments can grow over time. It uses the standard SIP future value formula to show your total investment, estimated returns, and maturity amount.
How to Use
- Enter the amount you plan to invest every month (e.g. ₹5,000).
- Set your expected annual return (for equity funds, many investors use 10–15%).
- Choose the number of years you want to continue the SIP.
- Select whether you invest at the start or end of each month.
- Click “Calculate SIP” to see the projected future value.
Calculation Logic (Simplified)
The calculator assumes a fixed monthly investment and a constant annual rate of return, converted to a monthly compounding rate. For SIP at the start of the month, each installment gets one extra month of growth compared to SIP at the end of the month.
This tool is for education and planning only and does not guarantee returns. Please consult a SEBI-registered advisor or your financial planner before making investment decisions.